How to Start Investing with $100

Think $100 isn’t enough to start investing? Think again! In 2025, you can grow even a small amount using beginner-friendly apps and smart strategies.


Step 1: Choose a Stock Trading App

Pick an app that allows fractional shares and low/no fees. Examples:

  • Robinhood
  • Webull
  • M1 Finance
  • Fidelity

With $100, fractional shares let you invest in high-priced stocks like Amazon or Tesla without needing thousands.


Step 2: Decide on Your Strategy

  • Long-term investing: Buy ETFs or index funds (like S&P 500) and hold for years.
  • Dividend investing: Invest in dividend-paying stocks for passive income.
  • Dollar-cost averaging: Invest $10–$50 weekly/monthly to reduce market timing risk.

Step 3: Diversify Your $100

Even with a small amount, diversify to reduce risk:

  • $50 → ETF (broad market exposure)
  • $30 → Individual stock
  • $20 → High-yield savings or cash reserve

Step 4: Automate Your Investments

Apps like M1 Finance or Fidelity allow automatic investing, so your $100 grows without constant monitoring.


Step 5: Track & Learn

  • Monitor performance through the app.
  • Read investing blogs and watch beginner tutorials.
  • Start small, stay consistent, and reinforce habits over time.

Pro Tips:

  • Don’t invest money you can’t afford to lose.
  • Focus on long-term growth rather than quick wins.
  • Reinvest any dividends to accelerate growth.

CTA Recommendation:

👉 Start investing with $100 today → Open Robinhood Account
👉 Or try automated investing → Open M1 Finance Account

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